Whether it’s the indoor-outdoor flow, veggie patch or proximity to cafes and shops that you’re looking for, finding your dream home is a special experience.
However, negotiating with home loan lenders, insurers and vendors can take patience and skill. What starts out as an exciting experience can often become blighted with frustrations, complications and nerves, as we try not only to clearly understand what our options are, but to make sound, informed decisions.
Understanding the financial implications of home buying is a critical part of the process. You need to be able to answer questions such as, what are your living costs? What can you afford? How much would a bank be willing to loan you – and how much debt are you prepared to take on?
Interest rates, changes to the official cash rate and loan structures can determine how much interest you pay over the long run, and ultimately, how long it may take you to repay your loan.
As a home buyer, you will most likely be spending your weekends visiting open homes and trawling the internet for property listings. It is a time-consuming process, and can be simply heart-breaking when a home you have set your sights on falls through your grasp, meaning you must start the search all over again.
Taking Out The Legwork
While we can’t help with finding that dream home, we can help you secure your property by ensuring you are in the best position to move quickly and confidently when making an offer.
We have access to a wide range of insurers, lenders and products, which means we can save you a lot of legwork by bringing together all the options in one place.
By sitting down together, we can offer broad advice on the latest lending climate, interest rates and home loans, and find a package tailored to your specific situation.
Our service is professional and comprehensive, and we can remain your trusted adviser over the coming years by also advising on re-financing, purchasing investment property and insurance.